17 Best Travel Credit Cards 2025

• 2X miles per dollar spent.
• 75,000 mile opening bonus.
• $95 annual fee.
• No foreign transaction fees.
• $100 Global Entry or TSA PreCheck credit.
• 19.99%-29.99% APR.

Opening bonus: 75,000 bonus miles after you spend $4000 in the first 3 months.

Pros: best midtier card opening bonus, great mile per dollar rate, points redeemable on multiple airlines and hotels, travel insurance protection, 5X miles on travel purchases booked through Capital One Travel and more.

Cons: excellent credit score required.

• 10X miles on Capital One Travel hotels and rental cars.
• 5X miles on Capital One Travel flights.
• 2X miles on all other purchases.
• 75,000 mile opening bonus
• 10,000 mile anniversary bonus.
• $300 annual travel credit.
• Airport lounge access.
• No foreign transaction fees.
• $395 annual fee.
• 19.99%-29.99% APR.

Opening bonus: 75,000 bonus miles after you spend $4000 in the first 3 months.

Pros: best premium travel credit card overall, points redeemable on multiple airlines and hotels, no blackout dates, free additional cardholders, cell phone protection, travel insurance protection and more.

Cons: high annual fee, excellent credit score required.

• 3X miles on dining purchases.
• 2X miles on travel purchases.
• 1X miles on other purchases.
• 60,000 mile opening bonus.
• $95 annual fee.
• No foreign transaction fee.
• 21.49%-28.49% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: 5X miles on travel purchases booked through Chase Ultimate Rewards, points redeemable on multiple airlines and hotels, travel insurance protection and more.

Cons: Chase 5/24 restrictions, excellent credit score required.

• 10X miles on hotels and car rentals booked through Chase Ultimate Rewards.
• 5X miles on flights booked through Chase Ultimate Rewards.
• 60,000 mile opening bonus.
• $300 annual travel credit.
• $100 Global Entry or TSA PreCheck credit.
• Airport lounge access.
• $550 annual fee.
• 22.49%-29.49% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: travel insurance protection, partner benefits and more.

Cons: Chase 5/24 restrictions, $75 fee for each authorized user, high annual fee, excellent credit score required.

• 4X miles on restaurant purchases.
• 4X miles on grocery purchases.
• 3X miles on American Express Travel flights.
• $120 dining credit.
• $120 Uber cash.
• $100 American Express Travel hotel credits.
• No foreign transaction fees.
• $250 annual.
• 21.24%-29.24% APR.

Opening bonus: Up to 75,000 bonus miles after you spend $6000 in the first 6 months.

Pros: travel insurance protection, over $300 in statement credits, rental car insurance and more.

Cons: highest mid-tier annual fee, excellent credit score required.

• 3X miles on restaurants, groceries, gas stations, flights and hotels.
• 1X miles on other purchases.
• 60,000 mile opening bonus.
• No foreign transaction fees.
• $95 annual fee.
• 21.24%-29.24% APR.

Opening bonus: 60,000 bonus miles after you spend $4000 in the first 3 months.

Pros: good miles per dollar rewards and more.

Cons: fewer card benefits.

• Up to 150,000 mile opening bonus.
• 5X miles on American Express Travel purchases.
• 1X miles on other purchases.
• $1500+ in statement credits.
• $189 CLEAR Plus credit.
• Premium car rental status.
• Airport lounge access.
• $695 annual fee.
• 21.24%-29.24% APR.

Opening bonus: Up to 150,000 bonus miles after you spend $8000 in the first 6 months.

Pros: best premium travel credit card benefits, over $1500 in statement credits for airlines/Uber/hotels/groceries/etc., travel insurance protection, cell phone protection and more.

Cons: highest annual fee, excellent credit score required.

• 140,000 point opening bonus.
• Up to 26X points at IHG Hotels & Resorts.
• 5X on select travel purchases.
• 5X on gas purchases.
• 5X on dining purchases.
• 3X on other purchases.
• Free anniversary night.
• Free 4th night on 3-night bookings.
• Global Entry, TSA PreCheck or NEXUS credit.
• IHG Elite Status.
• $99 annual fee.

Opening bonus: 140,000 bonus points after you spend $3000 in the first 3 months.

Pros: low annual fee, great opening bonus, great points per dollar rewards, free night stays, travel insurance protection and more.

Cons: points best redeemed on IHG hotel stays, Chase 5/24 restrictions.

• Up to 180,000 point opening bonus.
• 14X points on Hilton hotels and resort.
• 7X points on select travel.
• 7X points on dining purchases.
• 3X points on other purchases.
• Complimentary Hilton Honors Diamond Status.
• $400 Hilton resort credit semi-annually.
• Free night annually.
• $200 flight credit per year.
• $189 CLEAR Plus credit.
• $550 annual fee.
• 20.99%-29.99% APR.

Opening bonus: up to 180,000 Hilton Honors bonus points after you spend $6000 in the first 6 months.

Pros: best premium travel credit card point per dollar reward, exclusive Diamond Status hotel experiences and more.

Cons: high annual fee.

• 100,000 mile opening bonus.
• 3X miles on select business purchases.
• No foreign transaction fees.
• $95 annual fee.
• 21.24%-26.24% APR.

Opening bonus: 100,000 bonus miles after you spend $8000 in the first 3 months.

Pros: miles worth 25% more when redeemed through Chase Ultimate Rewards, travel insurance protection, free employee cards and more.

Cons: high opening bonus spending minimum.

• $300 cash back statement credit opening bonus.
• 10% off on select Disney Park dining purchases.
• 10% off on other select Disney Park purchases.
• Exclusive Disney Park character photo opportunities.
• Free character card designs.
• $49 annual fee.

Opening bonus: $300 statement credit after you spend $1000 in the first 3 months.

Pros: Disney vacation discounts, exclusive discounts and experiences in Disney Parks, spending minimum easily earned with Disney Park pass purchases, low annual fee and more.

Cons: not for people who don’t travel to Disney Parks, earns only Disney Rewards dollars, Chase 5/24 restrictions.

• 3X miles on select dining, gas, travel purchases and more.
• 1X miles on other purchases.
• Up to 30,000 mile opening bonus.
• No foreign currency conversion fees.
• 0% APR for first year.
• 20.24%-29.99% APR after first year.

Opening bonus: 30,000 bonus miles after you spend $1500 in the first 3 months.

Pros: highest opening bonus for no annual fee, highest miles per dollar for no annual fee, zero APR for first year, travel insurance protection, cell phone protection and more.

Cons: lower opening bonus than paid cards.

• 3-6X points on dining purchases.
• 2-4X points on travel purchases.
• 1X points on rent (no transaction fee).
• 1X points on other purchases.
• $0 annual fee.
• No foreign currency conversion fees.
• 21.49%-29.49% APR.

Opening bonus: none.

Pros: earn points on any apartment rental without a transaction fee, higher points per dollar on the first of the month, travel insurance protection and more.

Cons: no opening bonus, must use card 5 times per month to earn points.

• 5X miles on Altitude Reward Center travel bookings.
• 4X miles on gas station and EV station purchases.
• 2X miles on grocery and dining purchases.
• 2X miles on other purchases.
• 50,000 miles opening bonus.
• No foreign transaction fees.
• $100 Global Entry or TSA PreCheck credit.
• No annual fee for first year.
• $95 annual for following years.

Opening bonus: 50,000 bonus miles after you spend $1000 in the first 120 days.

Pros: good opening bonus, $30 streaming service statement credit and more.

Cons: annual fee after first year.

• 1.5X miles on every purchase.
• 25,000 mile opening bonus.
• $0 annual fee.
• No foreign transaction fees.
• 18.24%-28.24% APR.

Opening bonus: 25,000 bonus miles after you spend $1000 in the first 90 days.

Pros: no annual fee, low introductory APR and more.

Cons: lower opening bonus.

• 1.25X miles on every purchase.
• 20,000 mile opening bonus.
• $0 annual fee.
• No foreign transaction fees.
• 19.99%-29.99% APR.

Opening bonus: 20,000 bonus miles after you spend $500 in the first 3 months.

Pros: travel insurance protection, no annual fee, 5X miles on travel purchased through Capital One Travel, low opening bonus minimum spending and more.

Cons: low opening bonus, excellent credit score required.

• 10X points on eligible Credit One Bank travel partner bookings.
• 5X on eligible flights, dining and gas purchases.
• 1X points on all other purchases.
• 10,000 point opening bonus.
• Average credit score required.
• 10% cash back from select retailers.
• $95 annual fee.
• 29.24% APR.

Opening bonus: 10,000 bonus points when you spend $1000 in the first 90 days.

Pros: low credit score requirement, high dining and gas points per dollar and more.

Cons: low opening bonus, high APR, annual fee.